56 Results for author: RateMarketplace

As A Teacher, Can You Salary Sacrifice a Mortgage?

In other words, an employee's total compensation is split between cash and benefits rather than just salary. To receive a non-cash benefit, an employee must forego a portion of their salary. Non-cash benefits include superannuation, mortgage, car, and school fees. It maximizes an employee's after-tax benefit while saving ... More

The Cost of Christmas Trees, Lights and Other Holiday Costs

You're not alone if you're looking for a little extra holiday cheer this year. Many people wonder about The Cost of Christmas Trees. According to the Associated Press, approximately 20 million Christmas trees are sold each year. That figure is anticipated to climb this year in 2021. How Much Are Christmas Trees? Many people ... More

Do Red Cars Cost More To Insure?

Do Red Cars Cost More To Insure? You may have heard that it's true. However, the Insurance Information Institute (III) claims that the color of the automobile you drive has no impact on the cost of auto insurance. Here are some of the criteria that go into determining your vehicle insurance rate, as well as what to look for ... More

How Much Does It Cost To Wrap A Car?

How Much Does It Cost To Wrap A Car? Wrapping a car has been increasingly trendy in recent years. A wrap can not only radically change the appearance of your automobile, but it can also provide adequate, long-term protection for the paint and surface of your vehicle. Chips and blemishes are common with everyday driving and ... More

Can You Trade in a Financed Car?

Yes, you can trade in a financed car, but the loan sum does not disappear when you do so; it must still be paid off. The loan debt should, in most situations, be covered by the vehicle's trade-in value, although this will depend on a number of factors, including the vehicle's condition and age. It doesn't have to be tough to ... More

How Are Mortgage and Auto Loans Similar

How Are Mortgage and Auto Loans Similar? We get asked this a lot at Rate Marketplace, but the truth is: They're quite different. Getting a loan for a home, car, or education is a big deal. But not all loans are equal, and mortgages are among the most stringent. For many people, getting a loan for a car is their first experi... More

How To Lower Your Mortgage Payment

Are you looking for a way to free up some cash in your budget? Lowering your mortgage payment is an excellent method to free up cash for other expenses. Let's take a look at all the different ways you might lower your monthly mortgage payment. 1. Refinance With A Lower Interest Rate A reduced interest rate can save you ... More

How Many Mortgages Can You Have?

How many mortgages can you have? To expand your real estate investment portfolio, you may be asking how many mortgages you can take on. Purchasing numerous homes can be a terrific way to grow your assets and make money, especially if you make good judgments along the way. However, before you take the leap, you should ... More

Cómo Reducir el Pago de su Hipoteca

¿Está buscando una forma de liberar algo de efectivo en su presupuesto? Reducir el pago de su hipoteca es un método excelente para liberar efectivo para otros gastos. Cómo Reducir el Pago de su Hipoteca. Veamos todas las diferentes formas en que podría reducir el pago mensual de su hipoteca. Refinanciar con una tasa de ... More

How to Use Chip-Enabled Credit Cards Safely During Holiday Season

This holiday season, more customers than ever have debit and credit cards with EMV chips. While this may cut down on fraud, shopping may be a slower process. With these cards, consumers don't swipe, but insert the card into the machine instead. "This will be the first holiday season after the transition," said Rob Nichols... More