Is Your Credit Prepared for Holiday Shopping?


Holiday shopping is just around the corner, and if you’re not properly prepared, your credit score could take a hit.

Start by checking your credit score now. It may be a good idea to sign up for a new credit card before the season begins, but not if you have a high number of credit inquiries.

Your spending is going to spike during the holiday season, but don’t spend more than you can afford. If necessary, increase your credit limit to counteract your increase in spending.

Image via Flickr/meridican

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