How to Avoid Paying Your Annual Credit Card Fee

Everyone enjoys the rewards that come with your credit card, but no one looks forward to the annual fee. Luckily, there are ways to get out of paying it.

Start by calling and simply asking the credit card company to waive it. They want to keep you as a customer, so they might just agree.

If a simple ask doesn’t work, try raising the stakes. Tell them that you are considering cancelling your card. You’ll be transferred to a retentions representative who will most likely offer you some additional rewards – and waiving the annual fee might be one of them.

Image via Flickr/Wanderlane

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