Cómo Reducir el Pago de su Hipoteca

Cómo Reducir el Pago de su Hipoteca

¿Está buscando una forma de liberar algo de efectivo en su presupuesto? Reducir el pago de su hipoteca es un método excelente para liberar efectivo para otros gastos. Cómo Reducir el Pago de su Hipoteca. Veamos todas las diferentes formas en que podría reducir el pago mensual de su hipoteca. Refinanciar con una tasa de interés más ... More

Does Checking Your Credit Score Lower It

Does Checking Your Credit Score Lower It?

Does Checking Your Credit Score Lower It? Many people are hesitant to obtain a copy of their credit reports – or to check their credit scores. This is because people fear lowering their credit score unintentionally. The good news is that monitoring your personal credit reports or credit scores has no effect on your credit ratings. In ... More

refinance a mortgage

How To Refinance a Mortgage in 4 Simple Steps

Why You Should Refinance Your Mortgage Need to refinance a mortgage? Refinancing is an important tool for the savvy homeowner, as it can offer a host of benefits. Unfortunately, research shows many view the process as confusing and choose to put off looking into it. Although refinancing does require several steps, it doesn’t have to be ... More

short sale

What Is a Short Sale (Real Estate)

What Is a Short Sale (Real Estate)? In real estate, the term "short sale" refers to a transaction in which a financially challenged homeowner sells their home for less than the amount owed on their mortgage. The property is purchased by a third party (not the bank), and all proceeds go to the lender. The lender has two options: ... More

How Rent to Own Works

How Rent to Own Works When You Don’t Qualify for a Mortgage

Are you hoping to buy a home even though your credit doesn’t qualify you for a traditional mortgage loan? If so, you may want to consider a rent-to-own arrangement. Here's how rent to own works Renting-to-own allows a prospective buyer to live in a home and pay rent during a lease term, after which time the renter has the exclusive first ... More

Is Buying a House an Investment?

Is Buying a House an Investment and other common housing questions we receive at Rate Marketplace. If you’re thinking of buying a home, the financial side of the equation is probably foremost in your mind. After all, buying a house is likely the largest single financial transaction you’ll make in your lifetime. However, there’s another ... More

house you can afford

The House You Can Afford Based on Your Career Salary

Four simple calculations that will tell you how much house you can afford in seconds. A few places to refinance or find a fantastic mortgage rate are included. You're definitely asking yourself a few significant questions if you're planning to buy a new house–especially if it's your first property. The question of "How much house can I ... More

how to get rid of pmi

How to Get Rid of PMI, or Private Mortgage Insurance

PMI, or private mortgage insurance, is unavoidable for some purchasers. This coverage can add hundreds of dollars to your monthly mortgage payment — and in the event of default, it benefits the lender rather than you. How to get rid of PMI is a common question. However, there is a silver lining: there are numerous options for getting rid ... More

First Time Home Buyer Tips.

14 First Time Home Buyer Tips & Mistakes To Avoid

Purchasing your first home entails a slew of major decisions, and it can be as nerve-wracking as it is exciting. It's easy to get caught up in the excitement of home hunting and make mistakes that could lead to buyer's remorse down the road. Below are some First Time Home Buyer Tips to follow. If you're a first-time homebuyer or it's been ... More

How Often Does Your Credit Report Update

How Often Does Your Credit Report Update?

How Often Does Your Credit Report Update? When the information in your credit reports changes, your credit scores may be updated as a result. The information in your credit reports determines your credit ratings. Your credit scores, like your credit reports, might fluctuate over time. However, how frequently do they change? The quick ... More