Tips & Advice


It Is A Smart Investment To Own Your Home

"According to a recent Gallup poll, more Americans are beginning to view real estate as a viable long-term investment. Thirty percent of those surveyed early last month took this view, up from 25% just a year ago. Gallup credited an improving housing market as being the chief driver of the change in popular opinion on this matter..." Co... More

buying a home

What To Do Before Buying A Home

What To Do Before Buying A Home. What are the requirements for first-time house buyers in order to purchase their ideal property? You may be tempted to start going to open homes right once, but you must first get your finances in order. To secure financing, speak with a mortgage lender, then negotiate with a real estate agent to have your ... More

Why It Is A Good Time To Purchase A Home

"If you're wondering whether this summer is a smart time to buy a home, then let me cut to the chase. Thanks to still-historically low mortgage rates, housing may never again be as affordable as it is right now. At present, the interest rate on a 30-year fixed rate mortgage is 4.19%. That's the cheapest they've been all year, and they even ... More

home ownership barriers

Avoiding Homeownership Barriers

Think you can’t buy a home? Think again. In November 2013, Trulia conducted a survey of renters who wanted to buy a property, inquiring about the challenges they faced. Several hurdles to home ownership were mentioned by survey respondents, all of which are described below. Let's take a look at each of these barriers to homeownership ... More

Don’t Give In To Impulse

A study by Bankrate.com revealed that savings do not fluctuate with income. People typically spend what they make. This is due to impulse purchases. Typical impulse purchases include lottery tickets, clothing, apps, larger food sizes, and games of chance. These purchases are usually not needed and they are instantly regretted. Cutting ... More

How To Get The Best Home Loan Rates

Borrower advice website LoanLove.com has released a guide on getting a down payment on a home. Potential home owners are given advice on the requirements necessary for getting a down payments and factors that can affect rates. Image by Cameronnovak via Wikimedia Commons. Continue to original source More

credit-moves-affect-mortgage

Credit Moves That Could Affect Your Mortgage

When getting a mortgage, credit can be a major concern, and there are a few key factors that could make or break your mortgage. While in approval stages, there are red flags that could have an impact on your mortgage. For instance, if your mortgage is in its final stages, it is not a good idea to apply for other credit, dispute a ... More

unlicensed insurance providers

Watch Out For Unlicensed Insurance Sales People

Aviva Canada is warning potential insurance customers about possible frauds. Scammers in Canada are acting as insurance sales people and taking money without giving people coverage. Customers should be aware of who they are buying insurance from, and must make sure that he or she has a license. More

car insurance rates rise

Low Credit Score May Cause Car Insurance To Rise

Drivers may be paying higher auto insurance premiums based on their credit scores. A study by WalletHub.com finds that there is a 65% difference in insurance costs between those with high credit scores and those with low credit scores. State law in California, Hawaii, and Massachusetts outlaws insurance providers from using credit score ... More