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In President Obama’s State of the Union address, he urged homeowners that if they refinanced at today’s historically low rates, they could save up to $3,000. This statement can be found in the State of the Union transcript.
Under provisions of the Making Homes Affordable Act(a.k.a. HARP 2.0), signed into law by President Obama, Fannie Mae has removed certain loan refinance requirements for qualifying loans including the Loan-To-Value (LTV) ceiling for fixed-rate mortgage, property appraisal, minimum credit score & credit check, and eliminated & lowered certain fees for borrowers. For more info, please click here.
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